Baltimore Homebuyer Grants & Incentives
Up to $50,500+ in grants, forgivable loans, and special financing available to Baltimore homebuyers in 2026. Find out what you qualify for in 60 seconds.
Find Your Grants in 60 Seconds!
Answer 5 quick questions to see exactly which programs you qualify for and how much money could be available to you.
💰 Baltimore Grant Matcher
Answer 5 questions — see what you qualify for
You May Qualify For
These results are estimates only and are provided for educational and informational purposes. They do not constitute a guarantee of eligibility, funding availability, or program participation.
Grant and loan programs change frequently. Funding is limited and programs may be paused, modified, or discontinued without notice. Actual eligibility depends on additional factors including your credit score, home purchase price, chosen lender, property location, and current program funding status.
Always verify your eligibility directly with official program administrators before making any home purchase decision. Moving to Baltimore and Calvin Johnson are not affiliated with, endorsed by, or responsible for any of the programs listed. Information last verified: June 2026.
This matcher checks 10 of the most commonly used programs — Live Baltimore tracks more than 50 financial incentive programs in total. See the complete list →
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Navigating Baltimore's grant programs can be overwhelming. Let us help you identify every dollar you qualify for — from application to closing. Our consultation is completely free.
All Available Programs at a Glance
| Program | Amount | Type | Source |
|---|---|---|---|
| First-Time Homebuyers Incentive | $10,000–$20,000+ | Forgivable Loan | Baltimore City |
| Direct Homeownership Assistance | +$5,000 bonus | Forgivable Loan | Baltimore City |
| Buy Back the Block | Up to $20,000 | Grant | Live Baltimore |
| Buying Into Baltimore | $5,000 | Forgivable Loan | Live Baltimore |
| Vacants to Value Booster | $10,000 | Forgivable Loan | Live Baltimore |
| City Employee Program | $5,000 | Forgivable Loan | Baltimore City |
| Central Baltimore Incentive | $10,000 | 0% Deferred Loan | Baltimore City |
| Live Near Your Work | $2,000–$5,000+ | Grant | Live Baltimore / Employer |
| Good Neighbor Next Door | 50% off list price | HUD Discount | HUD / Federal |
| CHAI Homebuyer Assistance Loan | $10,000 | 0% Interest Loan | CHAI |
| DSELP | Up to $3,000 | Deferred Loan | Maryland State |
| Maryland Mortgage Program | Below-market rate | First Mortgage | Maryland State |
| HNI Purchase & Rehab Loan | Below-market rate | Special Loan | Healthy Neighborhoods |
| HNI Home Improvement Loan | $5,000–$20,000 | Special Loan | Healthy Neighborhoods |
| HNI Matching & Energy Grants | Varies | Grant | Healthy Neighborhoods |